Privacy Policy

How We Use Personal Information

We use personal information for purposes including but not limited to:
- Providing goods and services.
- Responding to inquiries and managing customer relationships.
- Direct marketing of goods or services (with opt-out options).
- Recruitment and administrative processes.
- Legal compliance and credit reporting.
We will only use or disclose personal information for the purpose it was collected unless otherwise permitted by
law.

Disclosure of Information

Your personal information may be disclosed to:
- Contractors, agents, and service providers.
- Credit reporting bodies and financial institutions.
- Regulatory authorities as required by law.
- Overseas entities for storage or processing (e.g., USA), with safeguards in place.

Collection and Use of Sensitive Information

Sensitive information is collected only with your consent and used solely for purposes directly related to your
interaction with us, or as required by law.

Cross-Border Data Disclosure

Your personal information may be disclosed overseas for processing or storage. We take reasonable steps to
ensure any overseas recipients handle your information in compliance with the APPs.

Data Storage and Security

We store personal information securely in physical or electronic formats. We take reasonable steps to:
- Protect against unauthorized access, misuse, or disclosure.
- Ensure data is accurate and up-to-date.
- Destroy or de-identify personal information when no longer required, except where retention is mandated by law.

Accessing and Correcting Your Personal Information

You have the right to:
- Request access to your personal information.
- Correct inaccuracies or update outdated information.
Requests will be handled within a reasonable timeframe. If we refuse access, we will provide written reasons and
outline options for complaints.

Complaints and Queries

If you believe we have breached this policy or the APPs, you can:
- Contact our Privacy Officer with your complaint.
- If unresolved, lodge a complaint with the **Office of the Australian Information Commissioner (OAIC)** at
[oaic.gov.au].

Changes to This Policy

This policy may be updated periodically. Changes will be effective when published on our website. Please review
it regularly.